Credit Repair
Your credit report is one of the most important documents in your life, impacting your mortgage, auto and credit card interest rates, your insurance policies, and even your employment. Despite the importance that the information which is being reported be accurate, it is common knowledge that 70% of all consumer credit reports contain significant errors that could adversely affect the granting of credit. Credit repair is an ongoing process. Initially, we need to establish your identity with proof of your social security number and address. By verifying your identity with the credit bureaus, we can increase the speed and efficiency with which your case is handled. We will review and update the information contained in your personal credit file.With your consent we will obtain and review with you what is referred to as a “tri-merge” of the credit reports issued by the major credit reporting agencies. After this initial analysis, we will use the provisions of the Fair Credit Reporting Act and Fair Debt Collection Practices Act to challenge information in your credit reports which is adverse to your credit rating. These proven strategies, if consistently applied, will result in the deletion of unsubstantiated negative information from your credit file and the improvement of credit.
Please call the Law Offices of Bill King, P.C. at 480-949-7121 to schedule your free initial confidential consultation.
